🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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I have sold a property at 105 130 Back Rd in COURTENAY
I have sold a property at 105 130 Back Rd in COURTENAY.
Desirable Poplar Place Complex, this end unit has ground level entry with parking right in front of the unit so no stairs to deal with. This home has a delightful bright and open layout. This 2br/1bth almost 900 sq/ft unit is perfect for retirees or those looking to get started in their own place. The unit has updated flooring and a new shower and toilet in the main bath. There is a new fridge for the kitchen and newer washer and dryer in the in suite laundry. There is a dedicated storage room right outside the front door and additional storage in the crawl space if needed. The slope of the land gives you an amazing second storey deck that faces south and allows natural light to fill the unit and gives you great Beaufort Mountain views. All of this in an area that is close to shopping, the hospital and NIC.
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Homes have continued to move quickly in October with limited inventory availible. If you are thinking about selling, it is still a great time! 


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