🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
RSS

New property listed in CV Courtenay West, Comox Valley

I have listed a new property at 3951 Forbidden Plateau Rd in Courtenay. See details here

Discover the country living in this inviting 2-bedroom, 1-bath home, located on a private 1.74-acre lot. Nestled among mature trees and established gardens, this property offers a peaceful retreat while still being only minutes from town. Inside, you’ll find a bright and functional layout ideal for a young family, retirees, or anyone seeking a serene lifestyle close to nature. The zoning allows for a secondary suite or carriage house up to 968 sq ft perfect for extended family, guests, or additional income potential. Outdoor enthusiasts will appreciate the proximity to Mount Washington, Forbidden Plateau, Browns River, and access to the inland island highway. It’s close enough to amenities for daily convenience yet far enough away to feel like a true country escape. Come experience the privacy, space, and possibilities this charming property has to offer.

Read

Sold! Congratulations to my buyers of 565 Dogwood St in Campbell River

Sold! Congratulations to my buyers of 565 Dogwood St in Campbell River.
This updated 2-bedroom + den home offers comfort, convenience, and character in equal measure. Ideally situated on a main bus route and just minutes from shopping, schools, parks, and all essential amenities, this home makes everyday living effortless. Step inside to discover a bright, open living space featuring a brand-new kitchen with modern finishes, updated appliances, and plenty of storage. Numerous upgrades throughout the home ensure style and functionality, making it move-in ready. The den offers space perfect for a home office, guest room, or hobby area. Outside, you'll find a nicely maintained garden in the fully fenced backyard—a private oasis ideal for relaxing or entertaining. Alley access leads to abundant off-street parking, offering room for vehicles, RVs, or recreational toys. Whether you're a first-time buyer, downsizer, or investor, this home combines location, lifestyle, and low-maintenance living all in one exceptional package.
Read

Sold! Congratulations to my buyers of 574 Andrew Ave in Comox

Sold! Congratulations to my buyers of 574 Andrew Ave in Comox.
Now New Price! This stunning 4,200 sq. ft South facing walk-on waterfront home includes 3 spacious bedrooms and 4 bathrooms, perfect for family living and entertaining. The open kitchen includes ample cabinetry, quartz countertops, a custom wood lined ceiling and expansive windows. The primary includes a 7-foot wide shower and a generous walk-in closet, the second main floor bedroom has a 4-piece en-suite. On the lower level find a third large bedroom, a 4-piece bath, and a full entertaining space with access to the outside through the storm doors. The low-maintenance 0.35-acre yard provides low bank beach access, ideal for evening swims. Additional highlights include over 44 speakers, advanced security, low voltage lighting, home automation, a heated floor garage with ample storage, and a spacious driveway. Conveniently located just 10 minutes from the airport and downtown Comox, every detail in this home has been meticulously crafted for the ultimate oceanfront living experience.
Read
MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.