🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Open House. Open House on Saturday, October 19, 2024 10:00AM - 12:00PM

Open House. Open House on Saturday, October 19, 2024 10:00AM - 12:00PM

Please visit our Open House at 3401 Eagleview Cres in Courtenay. See details here

Open House on Saturday, October 19, 2024 10:00AM - 12:00PM

Welcome to this stunning 3,180 sq.ft. home, built with high-end craftsmanship in the Ridge neighborhood. Walk up to the Main level with an open-concept and cathedral ceilings with views of the Coastal Mountains. The spacious kitchen is complete with quartz countertops, loads of cabinetry, and a convenient walk-in pantry. The primary bedroom is a luxurious retreat, featuring a walk-in closet with a vanity area and a spa-like 5-piece ensuite with a soaker tub, walk-in shower, heated floors, and double sinks. Upstairs, you'll find two additional bedrooms and a 4-piece bath. The lower level offers even more living space with a large extra family room. The property also includes a legal 2-bedroom suite on the lower level, also featuring quartz countertops, stainless steel appliances, and separate laundry perfect for income or guests. The back yard has a huge covered patio, and a high-end Hot Tub, perfect for outdoor entertaining, and extending to the private and low maintenance back yard.

MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.