🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 140 Carmanah Dr in Courtenay

Sold! Congratulations to my buyers of 140 Carmanah Dr in Courtenay

Sold! Congratulations to my buyers of 140 Carmanah Dr in Courtenay.
East Courtenay rancher with a detached shop! 140 Carmanah Dr has been meticulously maintained and shows pride of ownership. Offering 1264 sqft, this 2-bedroom 2-bathroom home can easily be converted to add a third bedroom and offers a bright open concept living space with tons of natural light. Recent improvements include new vinyl windows, ensuite bathroom, kitchen floor, and paint throughout. The forced air furnace, heat pump, and on-demand hot water are incredibly efficient, and the gas stove creates a cozy atmosphere. The detached 20’ x 20’ shop is an absolute game changer for those hobbyists and features a 50AMP subpanel. The parking is amazing with room for your RV or boat, and the property has been well cared for a feature a beautiful pond, covered outdoor space, and room to add gardens if desired. This package is turn-key and offers excellent value.
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