🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 3401 Eagleview Cres in Courtenay

Sold! Congratulations to my buyers of 3401 Eagleview Cres in Courtenay

Sold! Congratulations to my buyers of 3401 Eagleview Cres in Courtenay.
SELLER PAYS GST! SAVE $58,750!! Quality, high-end construction on The Ridge by Langdale Homes. 3180 sqft home boasts fabulous legal 2 bedroom suite on lower level, complete with Quartz counters, SS appliances & sep laundry. On the main level, you'll love the open concept plan w/cathedral ceilings, views of Coastal Mts, stone surround gas fireplace, Quartz counters, custom cabinetry & tiled backsplash in the spacious kitchen, handy walk-in pantry & modern lighting. Wonderful primary bdrm boasts WIC plus vanity area, gorgeous 5pc ensuite w/soaker tub, walk-in shower, heated floors & dbl sinks. 2 additional bedrooms upstairs & 4pc bath. Adding to main living space, a spacious family room on lower level + huge covered area out back, w/large flat backyard! High-end finishes incl: engineered hardwood, efficient Daikin heat pump, appliances in both suite & main home, Hardi-Plank w/cedar shake, 31' wide driveway & 2 car garage. Perfect family home w/legal mortgage helper or move in the in-laws
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