🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Sold! Congratulations to my buyers of 3761 Hilton Rd in Courtenay

Sold! Congratulations to my buyers of 3761 Hilton Rd in Courtenay

Sold! Congratulations to my buyers of 3761 Hilton Rd in Courtenay.
A private oasis, just minutes from town! With it’s ocean and Coast Mountain views, updated home and new carriage house featuring two suites, this is a property you do not want to miss! The main home, originally built in the 1920’s has been tastefully updated to last featuring a custom-built kitchen with hand built cabinets, large windows allowing lots of natural light, 2 bed and 1 bath and a partial finished basement ready for your touches. The large deck built over the carport is an entertainers dream! The carriage house built at the back of the 1.89 acre lot allows for plenty of space between the main home and carriage house. Built in 2019, it offers two suites both matching units and are 2-bedroom, 1.5 bathroom, each with own laundry. Both suites have large decks, and its own ocean and mountain views and would make a great AirBNB or Mortgage helper. The property is just steps from the ocean, and Oceanside walking trail to Courtenay and Royston. Brand new septic system city water.
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