🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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Posted in CR Campbell River Central, Campbell River Real Estate
Sold! Congratulations to my buyers of 494 Legacy Dr in Campbell River

Sold! Congratulations to my buyers of 494 Legacy Dr in Campbell River.
See details here
Fully available! Crowne Pacific, custom-built home with an incredible 19x 21 SHOP! Welcome to this dreamy home with all the extras. Vaulted ceilings in the living room with solid wood beams, gas fireplace and unbelievable kitchen. Granite counters with kitchen sink in the eat up island and stainless KitchenAid appliances. The primary suite is on the main floor with 5ft walk in shower, soaker tub and walk-in closet. Upstairs you will love the 2 king-sized bedrooms and full bathroom. Front and back covered porches for year-round enjoyment. RV parking, RV plug and sani-dump. Drive to the back, detached double car shop with bathroom, 220 outlets, hot water...awesome man cave. Fully fenced, sprinkler system, NG BBQ outlet under the covered patio, storage shed and beautifully landscaped with an arbour, cherry and honey crisp apple tree. Attached double car garage, crawl space, heat pump, built in 2016. This is everything you have been waiting for. NO GST.
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Posted in CV Comox (Town of), Comox Valley Real Estate
New property listed in CV Comox (Town of), Comox Valley

I have listed a new property at 872 Grumman Pl in Comox. See details here

**Final Occupancy Granted and Move-in Ready! Exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage by Blue Spruce Homes. The attention to detail is shown in this outstanding build from the stunning custom kitchen with painted maple cabinets reaching to the ceiling, custom hood range and Quartz countertops right thorough. The living area has impressive 10 ft ceilings and oversize windows throughout. Flooring is 3/4'' Natural Hickory engineered flooring, and tile heated floors. Upgraded insulation with R22 in all walls and R50 in the ceiling and achieved Step Code 5 for energy efficiency and air tightness, combined with a HRV system and high efficiency heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a custom curb-less tile shower and a freestanding tub with separate water closet. Highend LG Appliance Package included with Convection Gas Range. Price plus GST, please call listing agents for more info.

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Posted in CV Comox (Town of), Comox Valley Real Estate
Open House. Open House on Saturday, September 9, 2023 11:00AM - 2:00PM

Please visit our Open House at 872 Grumman Pl in Comox. See details here

Open House on Saturday, September 9, 2023 11:00AM - 2:00PM

**Final Occupancy Granted and Move-in Ready! Exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage by Blue Spruce Homes. The attention to detail is shown in this outstanding build from the stunning custom kitchen with painted maple cabinets reaching to the ceiling, custom hood range and Quartz countertops right thorough. The living area has impressive 10 ft ceilings and oversize windows throughout. Flooring is 3/4'' Natural Hickory engineered flooring, and tile heated floors. Upgraded insulation with R22 in all walls and R50 in the ceiling and achieved Step Code 5 for energy efficiency and air tightness, combined with a HRV system and high efficiency heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a custom curb-less tile shower and a freestanding tub with separate water closet. Highend LG Appliance Package included with Convection Gas Range. Price plus GST, please call listing agents for more info.

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Posted in CV Comox (Town of), Comox Valley Real Estate
Open House. Open House on Saturday, September 2, 2023 11:30AM - 1:00PM

Please visit our Open House at 872 Grumman Pl in Comox. See details here

Open House on Saturday, September 2, 2023 11:30AM - 1:00PM

**Final Occupancy Granted and Move-in Ready! Exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage by Blue Spruce Homes. The attention to detail is shown in this outstanding build from the stunning custom kitchen with painted maple cabinets reaching to the ceiling, custom hood range and Quartz countertops right thorough. The living area has impressive 10 ft ceilings and oversize windows throughout. Flooring is 3/4'' Natural Hickory engineered flooring, and tile heated floors. Upgraded insulation with R22 in all walls and R50 in the ceiling and achieved Step Code 5 for energy efficiency and air tightness, combined with a HRV system and high efficiency heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a custom curb-less tile shower and a freestanding tub with separate water closet. Highend LG Appliance Package included with Convection Gas Range. Price plus GST, please call listing agents for more info.

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Posted in CV Comox (Town of), Comox Valley Real Estate
Sold! Congratulations to my buyers of 1928 Buena Vista Ave in Comox

Sold! Congratulations to my buyers of 1928 Buena Vista Ave in Comox.
See details here
Stunning renovation, private .40 acre located on desirable Buena Vista Avenue in the heart of Comox. Walking distance to shops, restaurants, Marina, & golf course. Taken ‘down to the studs’, this fabulous home of 3 BD/ 3 BA, 1,959 sf, bright, white & contemporary, gorgeous granite island in the kitchen w/ new s/s appliances, induction range & pantry cabinets. Large windows & French doors introduce an abundance of light to the Great room & easy access to the fantastic deck. Summer BBQ’s & entertaining, relax in the hot tub while the kids play in the expansive, fenced yard w/ dbl gates onto McLeod St. A split-level w/ primary bedroom, 3 pce ensuite, bed/den & main 4 pce bath upstairs, the ‘walk-out’ lower-level w/ large bedroom/family room, gym, laundry, 3 pce bath. Closed carport - excellent storage. New drywall, insulation, windows, doors, plumbing, gutters, perimeter drain, vinyl plank flooring, upgraded wiring, H/W on demand, Heat Pump. Zoned - Coach House, subdivision potential.
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Posted in CV Comox (Town of), Comox Valley Real Estate
Sold! Congratulations to my buyers of 1924 Cougar Cres in Comox

Sold! Congratulations to my buyers of 1924 Cougar Cres in Comox.
See details here
The ultimate family home in one of the most sought after areas of Comox! This home is ready for you to enjoy with recent updates to siding, windows, flooring, heating including heat pump & kitchen. Enjoy endless summer days on the newer deck with an extra large fenced yard and a garden area with detached studio. Call today to view!
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Posted in CV Comox (Town of), Comox Valley Real Estate
Open House. Open House on Saturday, August 26, 2023 11:00AM - 2:00PM

Please visit our Open House at 872 Grumman Pl in Comox. See details here

Open House on Saturday, August 26, 2023 11:00AM - 2:00PM

**Final Occupancy Granted and Move-in Ready! Exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage by Blue Spruce Homes. The attention to detail is shown in this outstanding build from the stunning custom kitchen with painted maple cabinets reaching to the ceiling, custom hood range and Quartz countertops right thorough. The living area has impressive 10 ft ceilings and oversize windows throughout. Flooring is 3/4'' Natural Hickory engineered flooring, and tile heated floors. Upgraded insulation with R22 in all walls and R50 in the ceiling and achieved Step Code 5 for energy efficiency and air tightness, combined with a HRV system and high efficiency heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a custom curb-less tile shower and a freestanding tub with separate water closet. Highend LG Appliance Package included with Convection Gas Range. Price plus GST, please call listing agents for more info.

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Posted in CV Courtenay City, Comox Valley Real Estate
Sold! Congratulations to my buyers of 1140 Galloway Cres in Courtenay

Sold! Congratulations to my buyers of 1140 Galloway Cres in Courtenay.
See details here
EXCEPTIONAL FAMILY HOME ~ This beautiful 3 Bedroom 3 bath home makes life easy - nothing to do but enjoy! The large property has a spacious front and back yard and is located across the street from a park with a playground in a great family neighbourhood. Fully fenced and with easy landscaping for any gardener, the private back garden faces southeast and has a covered pergola patio ideal for entertaining. This home is located close to shopping, Tin Town cafes and amenities, as well as kilometres of forested trails accessible right from the back yard. The main level of the home features a gorgeous kitchen with eating bar and a dining room, laundry closet and a cozy living room with a gas fireplace. Upstairs you will find the primary bedroom complete with double closets and a full ensuite, and two additional bedrooms that share a full main bathroom. The large driveway and garage complete the picture - come & check out this lovely tucked away neighbourhood in Courtenay!
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Posted in CV Comox (Town of), Comox Valley Real Estate
Open House. Open House on Saturday, August 19, 2023 11:00AM - 2:00PM

Please visit our Open House at 872 Grumman Pl in Comox. See details here

Open House on Saturday, August 19, 2023 11:00AM - 2:00PM

**Final Occupancy Granted and Move-in Ready! Exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage by Blue Spruce Homes. The attention to detail is shown in this outstanding build from the stunning custom kitchen with painted maple cabinets reaching to the ceiling, custom hood range and Quartz countertops right thorough. The living area has impressive 10 ft ceilings and oversize windows throughout. Flooring is 3/4'' Natural Hickory engineered flooring, and tile heated floors. Upgraded insulation with R22 in all walls and R50 in the ceiling and achieved Step Code 5 for energy efficiency and air tightness, combined with a HRV system and high efficiency heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a custom curb-less tile shower and a freestanding tub with separate water closet. Highend LG Appliance Package included with Convection Gas Range. Price plus GST, please call listing agents for more info.

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Posted in CV Comox (Town of), Comox Valley Real Estate
Open House. Open House on Sunday, August 13, 2023 10:00AM - 2:00PM

Please visit our Open House at 872 Grumman Pl in Comox. See details here

Open House on Sunday, August 13, 2023 10:00AM - 2:00PM

Immerse yourself in the exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage, brought to you by Blue Spruce Homes LTD. The attention to detail is evident in this outstanding build. Stunning custom kitchen with maple cabinets that stretch to the ceiling. All countertops throughout the home are finished in quartz. The living room has impressive 10 ft ceilings and the natural light from the large south-facing oversize windows makes for a great space. 3/4'' engineered flooring, with smooth transitions into the tile heated floors. This home offers upgraded insulation with R22 in all walls and R50 in the ceiling. Combined with a HRV system and high efficiency variable heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a high-end custom curb-less tile shower and a freestanding tub with separate water closet. Occupancy before the end of July. The price is plus GST, please call listing agents for more info.

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Posted in CV Comox (Town of), Comox Valley Real Estate
Sold! Congratulations to my buyers of 408 695 Aspen Rd in Comox

Sold! Congratulations to my buyers of 408 695 Aspen Rd in Comox.
See details here
Welcome to Aurora, a 2 year old luxury condo complex in the heart of Comox. This modern corner penthouse condo includes 1 Bed and 1 Bath plus 2 south facing balconies, high end finishes and 694 square feet of easy living space. Step inside to be greeted by an open concept design that blends the living, dining, and kitchen areas. kitchen includes soft close cabinetry, sleek quartz countertops in the kitchen and bathroom, ample storage, and stainless steel appliances. The living area is bathed in natural light that pours in through large windows on 2 sides. From here, step out onto one of the two south-facing balconies and experience amazing views that stretch from the coastal range, ocean view and the Comox Glacier. This Building is secure with FOB access at all entrances and solar panels on the roof to off set the electricity for the common property. 2 Pets are allowed, as are Rentals, and close to many amenities including grocery, pharmacy and walking trails.
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Posted in CV Comox (Town of), Comox Valley Real Estate
New property listed in CV Comox (Town of), Comox Valley

I have listed a new property at 408 695 Aspen Rd in Comox. See details here

Welcome to Aurora, a 2 year old luxury condo complex in the heart of Comox. This modern corner penthouse condo includes 1 Bed and 1 Bath plus 2 south facing balconies, high end finishes and 694 square feet of easy living space. Step inside to be greeted by an open concept design that blends the living, dining, and kitchen areas. kitchen includes soft close cabinetry, sleek quartz countertops in the kitchen and bathroom, ample storage, and stainless steel appliances. The living area is bathed in natural light that pours in through large windows on 2 sides. From here, step out onto one of the two south-facing balconies and experience amazing views that stretch from the coastal range, ocean view and the Comox Glacier. This Building is secure with FOB access at all entrances and solar panels on the roof to off set the electricity for the common property. 2 Pets are allowed, as are Rentals, and close to many amenities including grocery, pharmacy and walking trails.

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Posted on by
Posted in CV Comox (Town of), Comox Valley Real Estate
New property listed in CV Comox (Town of), Comox Valley

I have listed a new property at 872 Grumman Pl in Comox. See details here

Immerse yourself in the exceptional craftsmanship of this 3-bedroom, 2-bathroom rancher spanning 1717 sqft plus 20ft x 20ft heated garage, brought to you by Blue Spruce Homes LTD. The attention to detail is evident in this outstanding build. Stunning custom kitchen with maple cabinets that stretch to the ceiling. All countertops throughout the home are finished in quartz. The living room has impressive 10 ft ceilings and the natural light from the large south-facing oversize windows makes for a great space. 3/4'' engineered flooring, with smooth transitions into the tile heated floors. This home offers upgraded insulation with R22 in all walls and R50 in the ceiling. Combined with a HRV system and high efficiency variable heat pump, makes for low cost to heat and cool. En-suite bathroom showcases a high-end custom curb-less tile shower and a freestanding tub with separate water closet. Occupancy before the end of July. The price is plus GST, please call listing agents for more info.

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Posted in CV Courtenay East, Comox Valley Real Estate
Sold! Congratulations to my buyers of A 4635 Madrona Pl in Courtenay

Sold! Congratulations to my buyers of A 4635 Madrona Pl in Courtenay.
See details here
Zoned I-2 in the City of Courtenay (Light Industrial) Have your Realtor ask for further Information. What is available in July 2022 for lease is. Main floor shop space of 2,319 sq. ft and 36 sq. ft portion of mechanical room. Main floor offices of 915 sq. ft. Upper floor offices 1,773 sq. ft. On the main floor there are 2 bathrooms. on the upper floor there is 1- 3 piece bathroom. If you require additional yard space it can be made available for an extra cost. Do Not Disturb tenant or their employees and do not go to their office. The tenant is Edgett Excavating. Do Not Disturb. Talk to Listing Salesperson.
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Posted in CV Union Bay/Fanny Bay, Comox Valley Real Estate
Sold! Congratulations to my buyers of 6600 Country Rd in Fanny Bay

Sold! Congratulations to my buyers of 6600 Country Rd in Fanny Bay.
See details here
Hold your horses, honey, because this 5-acre property is serving up some serious potential! Create your own equine wonderland for your horses to prance, dance, and do whatever else horses do in their spare time. Plus, a spacious brand new 24x48 open barn, perfect for housing your horses, storing equipment, or even hosting fabulous events. The house itself features a total of four fabulous bedrooms, with three finished spaces for your immediate comfort and one unfinished, and let's not forget about the extra space in the brand new, unfinished basement, eagerly awaiting your imaginative touch. Now, we won't sugarcoat it, this house needs some TLC. It's time for a new roof, fear not, the property's got a brand spanking new septic system. This countryside haven offers peace, privacy, and endless possibilities, zoning potentials include, secondary suite, additional dwelling, or even B&B. So, what are you waiting for saddle up and schedule a private tour of this slice of heaven today.
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Posted in CV Comox Peninsula, Comox Valley Real Estate
New property listed in CV Comox Peninsula, Comox Valley

I have listed a new property at 574 Andrew Ave in Comox. See details here

South Facing Ocean Front! This 4200 Sqft walk on waterfront home has 3 Beds and 4 Baths with lots of space for the family or entertaining. Completely rebuilt in 2018, this home has had no detail overlooked. Large kitchen with custom cabinets and quartz countertops, cedar lined ceiling, and large windows. The Master suite includes a 7ft wide shower and large walk in closet and the 2nd bedroom on the main floor also has a 4-piece en-suite bath. On the lower level a 3rd large bedroom and a 4 Piece Bath opening up into a entertaining space including a full bar, games area and a large theater. The low maintenance yard is .35 acres of low bank beach access perfect for evening swims, and storm watching. Over 44 speakers, security, low volt lighting with home automation works from phone or remote. The large garage has heated floors with lots of storage and the driveway has room the toys. Only 10 min drive to the Airport, and downtown Comox, close to Marina, Skiing, and Golfing.

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Posted in CV Courtenay City, Comox Valley Real Estate
Sold! Congratulations to my buyers of 14 1720 13th St in Courtenay

Sold! Congratulations to my buyers of 14 1720 13th St in Courtenay.
See details here
Refinished cabinets and new appliances make the kitchen a focal point of this home Move in or find a tenant at current market rates. Freshly painted with bathroom upgrades. Easy access unit with a nice back deck space. Looks out to the street at the front and to a private back yard from the deck. Two good sized bedrooms allow room for a family to get started and has storage for a few extra crafts or hobbies. Good value in a starter home that will always be a solid investment
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Posted in CV Courtenay North, Comox Valley Real Estate
Sold! Congratulations to my buyers of 2241 Seabank Rd in Courtenay

Sold! Congratulations to my buyers of 2241 Seabank Rd in Courtenay.
See details here
Welcome to Seabank road, one of the most desired areas near Seal Bay provincial park. You do not want to miss this opportunity to tour this well cared for rancher style home on a quiet seaside road. This home features a great floor plan with over 2000 sq ft of living space and includes 3 bedrooms, 2 bathroom, an attractive updated sunk-in, spacious living room and a large Family/Games room. Welcoming large entrance with French doors to the dining room and open concept kitchen. Large primary bedroom with ensuite & all bedrooms feature spacious double closets for storage. Other features include new vinyl windows and flooring throughout. In the fully fenced and private back yard you will find fruit trees, vegetable gardens, Chicken coop, YES you can have chickens. All of this and more situated on a large .345 acre private lot. Close to Beach access, recreation, parks, walking trails, and of course 40 Knots winery for those special occasions or nights out. Tour today and bring your offers.
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Posted in CV Courtenay East, Comox Valley Real Estate
Sold! Congratulations to my buyers of 40 2355 Valley View Dr in Courtenay

Sold! Congratulations to my buyers of 40 2355 Valley View Dr in Courtenay.
See details here
Quick Possession Possible! Rare opportunity for a three bedroom townhouse in popular Trumpeter's Ridge! This pleasing floor plan is open to the living & dining room area, gas fireplace & sliding glass doors leading to your private patio! Upstairs has plenty of room for everyone with 3 good size bedrooms! This complex is well-run and is close to all amenities including the shopping, the new hospital, the aquatic center, CFB Comox & within walking distance to all levels of schools! Great place to make your new home or the investment property you always wanted! This unit does not back on to Lerwick Road.
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Categories:   CR Campbell River Central, Campbell River Real Estate | CR Campbell River North, Campbell River Real Estate | CR Willow Point, Campbell River Real Estate | CV Comox (Town of), Comox Valley Real Estate | CV Comox Peninsula, Comox Valley Real Estate | CV Courtenay City, Comox Valley Real Estate | CV Courtenay East, Comox Valley Real Estate | CV Courtenay North, Comox Valley Real Estate | CV Courtenay South, Comox Valley Real Estate | CV Courtenay West, Comox Valley Real Estate | CV Crown Isle, Comox Valley Real Estate | CV Cumberland, Comox Valley Real Estate | CV Merville Black Creek, Comox Valley Real Estate | CV Mt Washington, Comox Valley Real Estate | CV Union Bay/Fanny Bay, Comox Valley Real Estate | NI Woss, North Island Real Estate | PQ Bowser/Deep Bay, Parksville/Qualicum Real Estate

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Cell Phone 250-334-8907

arice@ricerealestatecv.ca


Re/Max Ocean Pacific Realty

2230A CLIFFE AVE. COURTENAY

Courtenay, BC

V9N 2L4

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