🏡 Mortgage Broker vs. Your Bank — What’s the Real Difference?
When you’re getting ready to finance a home, it’s easy to wonder: Should I go through my bank or a mortgage broker? The truth is, both options offer great benefits, and exploring each can help you secure the best fit for your situation.

💼 Mortgage Brokers
Mortgage brokers shop the entire market for you — comparing multiple lenders, rates, and products to help you find the best match. They’re especially helpful if you want flexibility, unique lending solutions, or access to a wide range of options.

🏦 Your Bank
Banks offer some excellent advantages too. They may provide special member rates, strong options for self-employed borrowers, and the ability to offer firm pre-approvals, giving you added confidence when shopping for a home. Plus, many clients appreciate the convenience of keeping all their financial products under one roof.

✨ Bottom Line
Both paths can be great depending on your personal needs. We always encourage checking out options with both so you can feel confident you’re making the best decision for your financial future.

We work with, and have some great contacts in both options!

If you ever want help understanding your choices, we are here anytime!
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I have sold a property at 21 111 20th St
I have sold a property at 21 111 20th St.
Enjoy the beauty of island life from this well maintained 2 bedroom 2 bathroom centrally located condo. Overlooking the airpark walkway, canoe & kayak rental plus just steps to the river walkway. Enjoy miles of walking, biking & kayaking from your door step! The home offers maple cabinetry with plenty of work space, in-suite laundry and a cozy electric fireplace to snuggle up to in the cooler weather! Underground parking, secure entry and a storage area are a few of the bonuses. All of this within easy waking or biking distance to our local restaurants, shopping and recreation! See you on the walkway!!!
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I have sold a property at 105 130 Back Rd in COURTENAY
I have sold a property at 105 130 Back Rd in COURTENAY.
Desirable Poplar Place Complex, this end unit has ground level entry with parking right in front of the unit so no stairs to deal with. This home has a delightful bright and open layout. This 2br/1bth almost 900 sq/ft unit is perfect for retirees or those looking to get started in their own place. The unit has updated flooring and a new shower and toilet in the main bath. There is a new fridge for the kitchen and newer washer and dryer in the in suite laundry. There is a dedicated storage room right outside the front door and additional storage in the crawl space if needed. The slope of the land gives you an amazing second storey deck that faces south and allows natural light to fill the unit and gives you great Beaufort Mountain views. All of this in an area that is close to shopping, the hospital and NIC.
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Homes have continued to move quickly in October with limited inventory availible. If you are thinking about selling, it is still a great time! 


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10 Reasons to Move to the Comox Valley

Have you been thinking about relocating to the Comox Valley? It is a pretty amazing place to live, and the place I have been lucky to call home for the majority of my life. Here are just a few of the reasons that I have chosen to build my life and business here and why I would like to share it with you too! 


1) The Ocean

With 4 marinas’ around the valley and multiple boat launches there is also easy access to get out on the water for the day. There is great fishing within 20 minutes, always opportunities to see whales, and amazing beaches like Tree Island and Tribune Bay just a quick ride away.

2) The access to the Outdoors

Can’t decide between swimming in the lake, ocean or river? Don’t worry you can do it all in one day. Want to go on a hike in the mountains? No problem. No matter what outdoor activity you want to do, you can do it here! We have access to amazing places like Strathcona Park, Paradise Meadows up Mt. Washington. Seal Bay Park, and so much more.

3) It’s still a small town

Although it has grown over the 37 years since I was born here, Comox still feels like a small town. While you might not recognize the people walking down the road, they are certainly going to give you a smile and hello as you walk by. We say in the Comox Valley that everything and anything is only a max 20 minute drive away.

4) Amazing Local Products

The Valley is home to Wineries, Breweries, and Distilleries, Cheese Makers, Local Farms and Farm Stands, plus an amazing year-round Farmers Market

5) Festivals and Events

The Filberg Arts Festival, Vancouver Island Music Fest, Comox Nautical Days and the BC Shellfish Festival are just a few of the amazing events that happen throughout the year (when we are not in a pandemic!)

6) The Mountain

Mount Washington is a short drive of only 40 minutes away for skiing and snowboarding in the winter, mountain biking and hiking in the summer. They also offer a variety of family activities like their brand-new zip line adventure.

7) It’s still affordable

If you are looking at transitioning from the city to the island home prices will allow your money to go a lot further here!

8) There are 3 Communities in 1

Comox, Courtenay, and Cumberland are the 3 communities that make up the Comox Valley. Each one is a little different, so there is certainly something for everyone here. Plus an excellent selection of Rural Areas all within a close distance to the 3 communities.

9) Its Central

Whether you are wanting to explore the North Island, the Sunshine Coast, the South Island or West Coast, it is all easily accessible. We have an international airport including 8 daily WestJet flights, seaplanes to connect to downtown Vancouver, and a ferry terminal to many of the smaller islands or Powell River on the Mainland Coast. 

10) The Amenities

We have many of the amenities of a larger centre right here in our small-town including Costco, Walmart, Thriftys, Superstore and a great selection of local shops and stores. 



Still curious about what else the Comox Valley or Vancouver Island has to offer? Contact me today and let me tell you all about why you should consider joining us to Live, Work, and Play in the Comox Valley!

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MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.